皇冠博彩app
热门标签

Telegram中文搜索引擎:Bank Negara: Bankruptcy cases declining

时间:2个月前   阅读:4   评论:3

Telegram中文搜索引擎www.tel8.vip)是一个Telegram群组分享平台,Telegram中文搜索引擎包括Telegram中文搜索引擎、Telegram群组索引、Telegram群组导航、新加坡Telegram群组、Telegram中文群组、Telegram群组(其他)、Telegram 美国 群组、Telegram群组爬虫、电报群 科学上网、小飞机 怎么 加 群、tg群等内容。Telegram中文搜索引擎为广大电报用户提供各种电报群组/电报频道/电报机器人导航服务。

Bank Negara governor Tan Sri Nor Shamsiah Mohd Yunu said yesterday that when viewed in terms of trends and updates from selected banks and non-bank institutions (providers of hire purchase services), the trend of bankruptcy cases for individuals has been declining since 2016.This includes the time when the OPR increased in 2018.

PETALING JAYA: The issue of bankruptcy is often touted as synonymous with circumstances relating to worsening finances, says Bank Negara governor Tan Sri Nor Shamsiah Mohd Yunus.

The governor was responding to the recent statement by the Malaysian Consumer and Borrower Solutions Association linking the increase in the overnight policy rate or OPR with the trend of bankruptcy.

The governor said in a statement yesterday that when viewed in terms of trends and updates from selected banks and non-bank institutions (providers of hire purchase services), the trend of bankruptcy cases for individuals has been declining since 2016.

This includes the time when the OPR increased in 2018.

The number of youths (individuals under the age of 35) who are bankrupt also showed a similar declining trend, accounting for 14% of the total bankruptcy cases between January and May 2022 (average 2017-2019: 24.9%).

To declare someone bankrupt is not an easy thing. Many procedures need to be followed by financial institutions or other creditors, Nor Shamsiah said.

,

足彩appwww.hg108.vip)是一个开放皇冠即时比分、代理最新登录线路、会员最新登录线路、皇冠代理APP下载、皇冠会员APP下载、皇冠线路APP下载、皇冠电脑版下载、皇冠手机版下载的皇冠新现金网平台。足彩app上登录线路最新、新2皇冠网址更新最快,足彩app开放皇冠会员注册、皇冠代理开户等业务。

,

Bankruptcy action is the last resort by the financial institutions, after all other efforts have been made to recover loans from borrowers, she elaborated.

In accordance with the Principles of Fair Treatment of Financial Consumers and Practices Responsible Financing issued by Bank Negara, financial institutions are required to ensure that borrowers facing difficulties in repaying loans are treated fairly and given due consideration before any bankruptcy action is taken.

She advised borrowers who have difficulty in making loan repayments to contact the respective financial institution prior to the loan becoming a non-performing loan to avoid a bankruptcy petition being filed.

This allows financial institutions to offer an appropriate loan repayment package to the borrower to assist them when facing financial difficulties.

Bank Negara also found that borrowers have gradually withdrawn from the loan repayment assistance programme, and the banking system loan repayment trends have also recorded an improvement in the first quarter of 2022, where this trend has increased to an average of 92% of the level of loan repayment before the pandemic (first quarter 2020).

Borrowers can also seek advice from the Credit Counselling and Debt Management Agency or AKPK to be considered under the Credit Management Programme or PPK.

This programme can help them to restructuring existing loans and so on, enabling the borrower to continue repaying their loans.

上一篇:新2代理网址(www.hg108.vip):Asia stocks edge up, buyers wary as markets await U.S. inflation test

下一篇:Deepening its presence in the rail business

网友评论